medicare Medicare Supplement

Most people that we meet after age 65 are overpaying for their Medicare Supplement. We show our clients how they can substantially lower their premium for the exact same coverage. If we are able to meet someone before they turn 65, we can start them off on the right foot and make sure they don’t overpay from the beginning
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Long Term Care

The biggest gap in the Medicare program is Long Term Care. We feel that it is extremely important that our clients learn about all of their options so they can make an informed decision on whether or not to insure this problem. We educate our clients on traditional long term care as well as hybrid Long term care which will return your premium if you never need long term care.
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life-insurance Life Insurance

Many of our clients have life insurance policies that have not been reviewed in years. There are many situations where we are able to reduce our clients premium or increase their death benefit. We also offer final expense policies with guaranteed acceptance.
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fixed-annuity Fixed Annuity

Many of our clients have two huge concerns in retirement … they are worried about losing their money in the market and they fear outliving their income. We take the time to educate our clients on fixed annuities which alleviate both of those problems.
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